From multi-line personal family packages to complex commercial risk portfolios, we shop top-rated national carriers to eliminate liabilities and protect your balance sheet.
Your home is your sanctuary and largest financial investment. We provide full replacement cost coverage safeguarding structural rebuilding, personal property, detached structures, personal liability lawsuits, and Loss of Use (living expenses during restoration).
State minimum auto insurance leaves drivers dangerously exposed. We structure comprehensive policies with adequate bodily injury/property damage liability, collision, comprehensive, and vital Uninsured/Underinsured Motorist (UM/UIM) protection.
Don't assume your condo HOA master policy covers your unit. Our HO-6 policies bridge the critical "walls-in" gap, protecting interior drywall, flooring, kitchen cabinets, personal belongings, loss assessment fees, and accidental liability to adjacent units.
A single multi-car collision or catastrophic injury lawsuit can exceed base auto/home liability limits in seconds. Umbrella insurance adds $1,000,000 to $5,000,000 in excess liability protection over your existing policies for just pennies on the dollar ($150–$300/yr).
The cornerstone of every commercial defense plan. Shields your company against third-party bodily injury, on-premises slip-and-falls, operational damage, and advertising injury. We provide rapid Certificates of Insurance (COI) required by general contractors and landlords.
Tailored risk packages for general contractors, electricians, plumbers, HVAC technicians, carpenters, and painters throughout Delaware. Covers active job site operations, subcontractor liability management, and mobile tools and equipment floaters.
Covers new ground-up commercial/residential construction and extensive structural renovations. Insures 100% of completed construction valuation against job site fires, windstorm damage, vandalism, uninstalled materials, and equipment transit.
Whether you operate a single work truck or an entire commercial delivery fleet, standard personal auto policies will deny claims during business errands. We cover physical damage, cargo liability, and critical Hired & Non-Owned Auto (HNOA).
Classic vehicles appreciate rather than depreciate. Partnering with Hagerty, we write Guaranteed Agreed Value policies with zero depreciation deductions, specialized restoration shop choice, and flatbed towing with soft straps to protect rare craftsmanship.
Over 1/3 of boaters operate without liability insurance. Homeowners policies provide virtually zero coverage once your boat leaves the driveway. We protect pontoon boats, powerboats, sailboats, and jet skis against hull collisions, fuel spills, and marine lawsuits.
Every property is in a flood zone. Standard homeowners insurance explicitly excludes damage from rising water. We write FEMA National Flood Insurance Program (NFIP) and private excess flood policies covering building structure and contents.
Ensure your loved ones maintain their lifestyle and home equity no matter what the future holds. We structure Term Life (10, 20, 30-year terms) and Whole/Permanent Life policies designed for income replacement, mortgage payoff, and college tuition funding.
Need to file an urgent 24/7 claims loss or make an online policy premium payment? Access your underwriting carrier's direct customer portal and toll-free assistance line below.
Comprehensive personal auto, homeowners, and commercial insurance coverage.
Specialized property, dwelling, and regional personal insurance underwriting.
A Farmers Insurance company. Leaders in specialty vehicle, mobile home, and landlord property.
World leader in agreed-value classic car insurance, flatbed roadside dispatch, and historic valuations.
Life, auto, home, and comprehensive financial protection solutions.
Prefer personalized local guidance during business hours? Contact your dedicated Delaware agent directly.
Effective Date: Updated 2026
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